What it is
Planning the money after the money
Most owners plan the sale and nothing past it. We plan all three moments: how the deal is shaped, where the proceeds land, and what the next ten years are funded to look like.
The structure decides what you keep
Your FNDRS deal team works the terms with your attorney and CPA while there is still time to change them.
The proceeds land somewhere on purpose
A wealth advisor has the plan for the wire written before it arrives, so nothing sits idle or gets spent by default.
Income, family, and the next thing
The same advisor and the deal team stay with you to plan the income, the family conversation, and whatever you build next.
What you are buying
A Tuesday that belongs to you
The yacht, the house, the season you spend with your kids instead of your calendar. All of it is downstream of a number, and the number is set years before you sign.
The number
Most of what you own is still inside the business
Until the sale closes, the life after it is unfunded. The way the deal is structured decides how much of that share survives tax and terms, which is why the planning starts before a buyer does.
- One illiquid asset carries most of the plan
- Terms and timing decide what reaches your account
- The work is done years ahead, not the month of the close
tied to the business. The rest is everything else you own.
On film
A founder, on the water
Joe SeeheyCEO, Cured Nutrition · Colorado
On how his FNDRS Discovery Day showed him the gaps in the business and the plan to close them.
The first year
What founders plan before they celebrate
The owners who enjoy the year after a sale decided these six things before the wire landed. None of them take long. All of them are harder once the money is already sitting there.
The income
What arrives each month once the salary stops, and where it comes from.
The taxes
What is owed, when it is due, and set aside before anything else is spent.
The family
The conversation about what changes, held before the announcement and not after it.
The house
The big purchase, timed and sized so it does not decide the rest of the plan.
The next venture
Whether there is one, how much it gets, and how long you wait before starting it.
The Monday
What you do the first week the business no longer needs you, written down.
Questions
What owners ask about life after the sale
Before the business goes to market, ideally years before. The structure of the deal is set during the sale, and once it is signed most of what decides your proceeds is fixed.
Your FNDRS deal team on the sale, a wealth advisor on what comes after it, and your own attorney and CPA throughout. We coordinate them so the plan is one plan and not four.
The plan for the proceeds is written before the close, so the money has somewhere to go the day it arrives. Where it goes is a decision you make with your advisors, and nothing moves without you.
That is negotiated in the deal. Retention, roles, and any bonuses for key people are part of the terms, and we raise them early so your people are part of the plan rather than an afterthought.
Many buyers ask for a transition period, and its length is a term like any other. The less the business depends on you before the sale, the shorter that period tends to be.
It depends on the size of the business and the work involved. We cover it on your first call, and the exit score is free to start.
Build value. Exit better. Then go and live it.
Score the business today and see what the number would fund. Or start the conversation with the people who run the sale.